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Welcome to the Bob's Bargain Center Financing Department

At our dealership, we understand that buying a car is a significant decision. Owning your own vehicle opens you up to a world of possibilities and helps you gain a greater level of independence. While many people daydream about buying their perfect car, they fear the financing process. Our financing team at Bob's Bargain Center is dedicated to walking you through the entire purchasing procedure, ensuring that you understand every detail. Located close to the coast, our dealership has become a well-trusted one-stop-shop for buyers in New Bern and Morehead City.

We Offer Guaranteed In-House Financing!

As most people know, life can sometimes lead to unexpected, unavoidable obstacles. These difficulties might result in a damaged credit score. If your credit score has lowered due to similar circumstances, you know how complicated it can be to obtain quality, affordable financing options for big-ticket purchases. We believe that owning a car is an empowering first step towards regaining control over your credit score, which is why we offer in-house financing for our customers.

Our financing team enjoys helping drivers of all credit scores take home their perfect used vehicle. Once you have made your selection from our well-stocked inventory, we will begin the in-house financing process. This system allows us to assess the type of loan you can be given directly from our dealership without having to take your credit score into account. We use information such as your income and references to determine the credit we can offer.

Because you are participating in our in-house financing program, all payments are made straight to Bob's Bargain Center, meaning there's no need to navigate the intricacies of involving a third-party lender. We also report to credit bureaus to help rebuild your credit score, setting you up for success with future financing attempts.

Credit Rebuilding

One of the benefits of working with our dealership is that the financing you receive with us will help you rebuild your credit. Once you start making on-time car payments, you will notice that your credit score increases. You will be on the road to financial independence.

Down Payment Assistance

Are you concerned with not being able to afford the down payment on your used car? The team at Bob's Bargain Center has the resources to assist you. Through the Dignifi app, many of our customers have found the funds they needed. Contact our team for details.

Bob's Warranty

Every vehicle sold at Bob' Bargain Center comes with a two-year/24,000-mile warranty. Each car has gone through a 110-point inspection by one of our service technicians, so we can confidently say every pre-owned vehicle on our lot meets some very high standards.

Let's Work Together to Find a Solution

We want you to drive off our lot in a reliable used car with confidence, knowing that you can afford your monthly payment. If you've already found a car in our inventory that you have to have, head on over to our Finance Application to provide us with the information needed to get you in the driver's seat. We are happy to visit with you at our Jacksonville, NC location to discuss the fine details. Take that next step today and secure your guaranteed in-house financing with Bob's Bargain Center!

How Can we Help?

Questions? Comments? Let us know by filling out the form below. We look forward to hearing from you!

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